$2,200 Per Child.
How Much Do You Get?

The OBBBA raised the Child Tax Credit to $2,200. Calculate your total credit, refundable amount, and phaseout impact.

Step 1 of 2

Step 1: Your Family

Enter your filing status and children. The CTC applies to qualifying children under age 17 at end of 2025.

Filing Status

Number of qualifying children under 17 ?Child must be under 17 at end of 2025, have a valid SSN, be your dependent, lived with you 6+ months, and be a U.S. citizen/national/resident.

Number of other dependents (17+, elderly parents, etc.) ?Other dependents get the $500 Credit for Other Dependents (ODC), not the full CTC.

Step 2: Your Income

Determines phaseout and refundable amount

The CTC phases out at $5 per $100 of income over the threshold. The refundable portion (ACTC) depends on your earned income.

Modified Adjusted Gross Income (MAGI) ?Your AGI from Form 1040, Line 11. The CTC phases out starting at $200,000 ($400,000 MFJ).

Earned income (wages + self-employment) ?Used to calculate the refundable portion (Additional Child Tax Credit). The refundable amount = 15% of earned income over $2,500, capped at the CTC amount.

Estimated federal income tax liability (before credits) ?Your tax before applying the CTC. If unsure, use one of our other calculators or estimate from last year. The non-refundable CTC is limited to your tax liability.

TaxDecoded

This analysis is for educational and informational purposes only.
It does not constitute tax advice. Consult a qualified tax professional for guidance specific to your situation.

Built by TaxDecoded

This tool is for educational and informational purposes only and does not constitute tax advice. Tax laws are complex and individual circumstances vary. Consult a qualified tax professional for advice specific to your situation.

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$2,200 Per Child.How Much Do You Get?

$2,200 Per Child.
How Much Do You Get?